Facing financial difficulties?

Facing financial difficulties?

If poverty has got close to you, we can help.

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Anti Poverty Week

Financial difficulties can affect anyone

If debt is overwhelming you, you can’t pay your bills or unexpected circumstances have given you money troubles, you’re not alone. Help and hope is available.

It doesn’t take much for financial stress to rise. Maybe it’s because groceries are costing more, a new medication is required, or you’ve had to miss a few debt repayments. Or it could be a natural disaster, job loss, injury or family breakdown. Financial difficulties can affect anyone at any time. You may not be ready to handle them, but The Salvation Army is here to help guide you through. 

If you’re experiencing a financial crisis, we can help you through it by providing food or vouchers for bills. And if you need support with gaining control over your money, reducing your debt or setting up a savings plan, our financial support services and counsellors are here for you. 

If you are in poverty or feel like you’re getting close, don’t wait to act. It’s never too early or too late to contact The Salvation Army for support. 

Need help today?

If you or someone you know is facing a crisis, The Salvation Army is here to help. Scroll down for more information or use one of the links below to find support.

Urgent financial assistance Financial counselling Need help with something else

Which Salvation Army financial support is right for you?

If you’re facing an immediate problem with money and need urgent financial assistance, we can help.
Our emergency relief services can support you with:  

  • Food packages
  • Cash
  • Vouchers
  • Other basic needs 

We can also help you if you’re experiencing financial difficulties such as:  

  • Growing buy now pay later loans and other debts
  • Purchasing large essential items or medical equipment
  • Struggling with the cost of living

But which Salvation Army service do you contact first? What’s the difference? And what happens after you reach out? Find out more about Doorways (offering emergency financial assistance and follow-up) and Moneycare (offering financial support services and free financial counselling) using our quick quiz below. 

Find financial help and hope

Anti Poverty Week

Anti-Poverty Week (16-22 October) is a national campaign, supported by a wide range of Australian charities, working to raise awareness of the financial struggles impacting many Australians.
The Salvation Army is committed to helping people who are struggling to overcome financial stress and find hope for the future. We believe that taking preventative action around money problems early can help avoid deeper poverty and related issues such as homelessness.

Understanding Poverty in Australia

If you're not facing financial hardships or difficulties, you can also find out more about the rates of poverty in Australia, what financial hardship is, and how The Salvation Army’s free financial services help people every day.

Learn more

How you can help people living in poverty

Learn about poverty

Find out more about Anti-Poverty Week, the facts about poverty in Australia, and how The Salvation Army is actively taking action against poverty.

Speak out for social change

Contact your local Member to discuss how financial distress impacting your community, the need for improved social security and call for action on cost of living.

Spread the word

Increase your money skills then share the knowledge with family, friends and the wider community to help them overcome financial difficulties.


How we can help when finances are tight

Financial hardship, money problems or an unexpected crisis can happen to anyone. The Salvation Army has a range of services available across the country to help you.

Learn more

Improve your financial health with Moneycare

Whether your money problems and debt are out of control or on their way there, we encourage you to take action today so you can feel financially secure tomorrow.

See our programs

Financial resources you can use today

Take yourself through a free, three-week online money management course, or you can download our free eBook for a money tips guidebook.

Read more


A caring heart and a helping hand

20 September 2022Read more


Doorways – Working to halt the poverty spiral

20 September 2022Read more


Seek help early before financial stress compounds

20 September 2022Read more


Five top tips for building financial freedom

20 September 2022Read more


Making changes to build financial and emotional stability

20 September 2022Read more


Beware of BNPL loans in times of hardship, Salvos warn

20 July 2022Read more


The Salvation Army Australia acknowledges the Traditional Owners of the land on which we meet and work and pay our respect to Elders past, present and future.

We value and include people of all cultures, languages, abilities, sexual orientations, gender identities, gender expressions and intersex status. We are committed to providing programs that are fully inclusive. We are committed to the safety and wellbeing of people of all ages, particularly children.

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The Salvation Army is an international movement. Our mission is to preach the gospel of Jesus Christ and to meet human needs in his name with love and without discrimination.


13 SALVOS (13 72 58)

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Hope where it's needed most