Financial Assistance
Financial problems can affect people from all walks of life.
The Salvation Army offers a range of support options to help with financial difficulties, depending on the nature of your problems.
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Emergency Relief
If you're struggling to make ends meet, The Salvation Army's may be able to provide practical assistance with bills, food and utilities. Please contact the Salvos Phone Assistance Line where you will talk to a friendly and trained telephone support worker who will listen to the issues you're facing and provide you with support options. Please note that your circumstances will be assessed with regards to your needs and available resources.
Most people only need to access emergency relief once to help them with an unexpected situation that has caused financial stress. Others may require addtional support over a period of time to move forward. Our team are also able to refer you to other services if they are relevent to your circumstances.
To speak to a person from the Salvos Phone Assistance Line, please call on 02 8775 7988 between the hours of 9:00am - 4:00pm on Mondays - Fridays.
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Financial Counselling
The Salvation Army's Moneycare is a free and confidential financial counselling service for people facing financial difficulties or wanting to avoid financial difficulties in the future.
Our financial counsellors listen in a non-judgmental and caring manner. They analyse and assess your financial situation and give you information and advice about credit and debt issues.
Find out more about Financial Counselling.
To speak to someone further about financial counselling or to book an appointment call 1800 722 363.
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You're The Boss
Learn how to manage your money like a pro. Swap the pain of financial uncertainty for the peace and confidence that understanding brings with our award-winning financial-skill-building program, You're the Boss.
Find out more about You're The Boss program.
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Financial Coaching
Get on top of your money matters before they get on top of you. Our financial coaching service can help you create a money plan and achieve your goals.
Find out more about Financial Coaching.
To speak to someone further about financial coaching or to book an appointment call 1800 722 363.
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No Interest Loans Scheme (NILS)
The No-Interest Loans Scheme (NILS) is to provide loans to people on low incomes who need to purchase essential household and personal capital items.
A range of criteria must be met to access this scheme.
Find out more about NILS.
To speak to someone further about applying for a NILS loan, call our National Intake Line on 02 6241 0158 or email NILS@salvationarmy.org.au.
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Useful information
The Australian Government MoneySmart website provides free useful information and tools to help all Australians make smart choices about their personal finances.
Visit the MoneySmart website by clicking here.